PayPal Puts Data at the Heart of its Fraud Strategy with Aerospike

PayPal is the world’s largest online money transfer, billing, and payments system. By leveraging technology to make financial services and commerce more convenient, affordable, and secure, the PayPal platform is empowering more than 325 million consumers and merchants in more than 200 markets to join and thrive in the global economy.

PayPal’s fraud rate is between 0.17% and 0.18%* of revenue. While this number is well below the industry average of 1.86%*, it still represents over 1 billion dollars a year for the firm. Needing to be able to more quickly process and analyze its data to identify emerging fraud patterns in real-time, PayPal sought to quickly build a real-time decisioning platform that was highly effective while minimizing end-user friction.

Download the case study to learn how Aerospike’s Hybrid Memory Architecture™ (HMA) delivered a fundamentally different approach to traditional architectures that enabled PayPal to overcome its fraud prevention data challenges.

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